Minnesota Residential Lease Agreement
Minnesota imposes the sharpest statutory late-fee cap in the country (8% of overdue rent under Minn. Stat. § 504B.177), mandatory deposit interest, a 24-hour entry notice with an 8am–8pm window, and a robust rent-escrow remedy (§§ 504B.381 to 504B.425) backing the warranty of habitability. BuildMyLease's Minnesota lease bakes all of that in alongside the 21-day deposit return (5 days for condemned buildings), the move-in / move-out inspection right (§ 504B.182), the cold-weather utility-shutoff protection (Oct 1 – Apr 30 under § 216B.097), the 14-day cure for noncompliance (§ 504B.281), and the unique § 471.9996 general-election carveout that preserves St. Paul's active rent-stabilization ordinance while preempting rent control elsewhere in the state.
$29.00 per generated document.
What a Minnesota lease must include
Standard lease elements
- Parties and the Minnesota county + street address of the rental.
- Lease term — fixed end date or a periodic (month-to-month) tenancy.
- Monthly rent amount, due date, and accepted payment methods.
- Security deposit amount (no statutory cap; mandatory interest-bearing account).
- Utilities — which the landlord covers and which the tenant pays.
- Occupancy rules, pets, smoking, and entry procedures.
- Default, 14-day cure for noncompliance, and 30-day periodic-tenancy termination.
- 21-day deposit return (5 days for condemned buildings) + move-in / move-out inspection right.
- 8% statutory late-fee cap, must be in writing.
- 24-hour entry notice with 8am–8pm window.
- Rent-escrow remedy + cold-weather utility-shutoff protection.
- Signatures of all parties.
Minnesota-required disclosures
- Federal lead-paint disclosure and EPA pamphlet for any unit built before 1978. (42 U.S.C. § 4852d; 24 C.F.R. Part 35)
- Owner / agent identification — name and address of landlord (or authorized agent) in the lease body. (Minn. Stat. § 504B.181)
- Move-in / move-out inspection right — landlord must offer the tenant the opportunity to participate in both inspections. (Minn. Stat. § 504B.182)
Minnesota-specific workflow
- No statutory deposit cap; deposit must be held in an interest-bearing account with interest paid to tenant. Minn. Stat. § 504B.178 subd. 2.
- 21-day deposit return with mailing address; 5-day return if the building is condemned (non-tenant-caused). Minn. Stat. § 504B.178 subd. 3.
- Move-in and move-out inspections offered to tenant. Minn. Stat. § 504B.182.
- 8% statutory cap on late fees; must be agreed in writing. Minn. Stat. § 504B.177.
- 24-hour entry notice with 8am–8pm window (emergencies excepted). Minn. Stat. § 504B.211.
- Habitability covenant non-waivable. Minn. Stat. § 504B.161.
- Rent-escrow remedy: tenant may deposit rent with district court if landlord fails. Minn. Stat. §§ 504B.381–504B.425.
- Cold-weather utility-shutoff protection (Oct 1 – Apr 30). Minn. Stat. § 216B.097.
- 14-day cure for noncompliance materially affecting health and safety. Minn. Stat. § 504B.281.
- 30-day periodic-tenancy termination (one full rental period). Minn. Stat. § 504B.135.
- Self-help eviction prohibited; tenant has cause of action for damages + fees. Minn. Stat. § 504B.225.
- Rent-control preemption with general-election carveout — preserves St. Paul rent-stabilization ordinance. Minn. Stat. § 471.9996.
How a Minnesota lease is structured
- The document opens with parties, the Minnesota county, and the rental-property address.
- The property-location subphase surfaces the rent-control preemption + the St. Paul rent-stabilization carveout + the Minnesota Human Rights Act non-discrimination + a single combined major-city overlay informational callout for Minneapolis and St. Paul.
- The term section identifies the arrangement as fixed-term with an end date or as a periodic tenancy with the 30-day termination floor.
- The rent section sets the monthly amount, due date, accepted payment methods, and surfaces the 8% statutory late-fee cap (§ 504B.177).
- The security-deposit section captures the deposit amount and renders the no-statutory-cap framing, the mandatory interest-bearing-account requirement, the 21-day return (5-day for condemned buildings), and the move-in / move-out inspection right.
- A dedicated Minnesota-disclosures subphase informs the user that the lease will automatically include the move-in / move-out inspection right, the cold-weather utility-shutoff protection, and the owner-identification clause.
- The document closes with the 14-day cure for noncompliance, the rent-escrow remedy, the SCRA service-member protections, the self-help-eviction prohibition, the statutory mutual attorney's-fees clause, and the Minnesota Human Rights Act non-discrimination clause — followed by signatures.
BuildMyLease assembles all of this for you in a guided interview.
Free Minnesota lease template vs BuildMyLease
Free Minnesota lease templates are everywhere, but most allow late fees that exceed the 8% statutory cap, omit the mandatory deposit-interest disclosure, and skip the cold-weather utility-shutoff protection. Here is the honest side-by-side.
| Free template | BuildMyLease | |
|---|---|---|
| 8% statutory late-fee cap (§ 504B.177) | Many templates allow flat $50–$100 late fees that exceed 8% of monthly rent on lower-rent units — invalid under MN law. | Hard /review error blocks the lease when the entered late fee exceeds 8% of monthly rent. Sharpest cap in the country. |
| Mandatory deposit interest (§ 504B.178 subd. 2) | Often summarized as "interest may apply" rather than rendered as a mandatory obligation. | Deposit clause renders the interest-bearing-account requirement and the obligation to pay interest to the tenant. |
| Cold-weather utility-shutoff protection (§ 216B.097) | Almost universally absent. | Dedicated clause surfacing the Oct 1 – Apr 30 protection and the prohibition on landlord interruption of utility service. |
| Rent-escrow remedy (§§ 504B.381–504B.425) | Rarely flagged. Tenants don't know the remedy exists. | Dedicated clause explaining the rent-escrow process and the related rent-abatement / administrator remedies. |
| Cost | $0. | $29 per document. |
Who this is for
This is for
- Minnesota landlords managing 1–25 private-market units (single-family, condo, small multi-family).
- Owners renting in the Minneapolis–St. Paul Twin Cities metro who need the Renter Bill of Rights and St. Paul rent-stabilization callouts surfaced.
- Owners who want the 8% statutory late-fee cap, the mandatory deposit interest, the 21-day return, and the cold-weather shutoff protection rendered automatically.
- Landlords issuing a new fixed-term lease OR a periodic tenancy that needs the 30-day termination floor.
This isn't for
- Renting in St. Paul where you need the per-unit rent-stabilization cap rendered structurally — BuildMyLease surfaces the obligation but does not encode the per-municipality numerics.
- Mobile-home park tenancies (separate Minnesota statutory regime).
- Section 8 / federally subsidized tenancies — those carry separate HAP-contract requirements that this document does not encode.
- Public housing or college-managed dormitory housing.
- Ongoing eviction proceedings — those require court forms, not a lease.
- Commercial leases.
Frequently asked questions
Is there a security deposit limit in Minnesota?
No statutory cap. However, the deposit must be held in an interest-bearing account and interest must be paid to the tenant. Minn. Stat. § 504B.178 subd. 2.
How long does a Minnesota landlord have to return a deposit?
Within three weeks (21 days) after the tenancy ends and the tenant provides a forwarding address. The deadline is shortened to 5 days if the tenant must vacate because the building has been condemned (non-tenant-caused). Minn. Stat. § 504B.178 subd. 3.
What is the late-fee cap in Minnesota?
8% of the overdue rent payment, and it must be agreed to in writing. Minn. Stat. § 504B.177. This is the sharpest statutory late-fee cap in the country.
What entry notice does a Minnesota landlord need to give?
At least 24 hours, with a good-faith effort to provide notice, and entry only between 8:00 a.m. and 8:00 p.m. unless otherwise agreed. Emergencies are excepted. Minn. Stat. § 504B.211 subd. 2, 4.
Does Minnesota have rent control?
State law generally prohibits local rent control unless approved by general election (§ 471.9996). St. Paul currently has an active rent-stabilization ordinance preserved by that carveout.
Can a Minnesota tenant deposit rent with the court?
Yes. If the landlord fails to maintain habitable conditions, the tenant may deposit rent with the district court (rent escrow) and seek remedies including rent abatement and repair-and-deduct. Minn. Stat. §§ 504B.381–504B.425.
Are move-in and move-out inspections required?
The landlord must OFFER the tenant the opportunity to participate in both a move-in and a move-out inspection. Minn. Stat. § 504B.182. The inspection records serve as the baseline against which deposit deductions are measured.
Can a Minnesota landlord shut off utilities to evict a tenant?
No. Self-help eviction is prohibited under Minn. Stat. § 504B.225. The cold-weather utility-shutoff protection under § 216B.097 separately bars utility-provider shutoffs to a primary heating source between Oct 1 and Apr 30.
How much notice is required to terminate a month-to-month tenancy?
At least one full rental period (typically 30 days) of written notice before the end of the period. Minn. Stat. § 504B.135.
What is the 14-day cure rule?
Under Minn. Stat. § 504B.281, the tenant may give the landlord a written notice specifying noncompliance materially affecting health and safety; if the landlord fails to remedy within 14 days, the tenant may terminate the agreement and pursue the rent-escrow process.