Maryland Residential Lease Agreement

Maryland's landlord–tenant rules are governed by Title 8 of the Real Property Article (Md. Code Ann., Real Prop. §§ 8-101 to 8-1006), with a major reform package taking effect October 1, 2024 that dropped the general security-deposit cap to one month's rent and added a new flood-hazard disclosure. Sitting on top of that is the Maryland Tenants' Bill of Rights, which § 8-208(c)(4) requires landlords to include with every lease — a requirement no free template embeds correctly. BuildMyLease's Maryland lease bakes all of that in alongside the mandatory deposit-interest formula (§ 8-203(e)), the 45-day itemized return with treble-damages exposure, the 5% statutory hard cap on late fees (§ 8-208(d)), the 24-hour written entry notice (§ 8-221), the mold pamphlet acknowledgement (§ 8-220), the move-out inspection workflow with the 15-day / 5-day window, and the tenant opportunity-to-purchase clause for 1–3 unit properties (§ 8-119) — plus a single combined informational callout for the Montgomery County and Prince George's County overlays.

$29.00 per generated document.

What a Maryland lease must include

Standard lease elements

  • Parties and the Maryland county + street address of the rental.
  • Lease term — fixed end date or a periodic (month-to-month) tenancy.
  • Monthly rent amount, due date, and accepted payment methods.
  • Security deposit amount with the 1-month cap enforced at /review.
  • Utilities — which the landlord covers and which the tenant pays, plus the RUBS / sub-metering disclosure when applicable.
  • Occupancy rules, pets, smoking, and entry procedures.
  • Default, eviction-process language, and the 30-day periodic-tenancy termination floor.
  • Maryland Tenants' Bill of Rights as a required final section under § 8-208(c)(4).
  • Mandatory deposit-receipt disclosures — the seven advisements specified in § 8-203.1(a).
  • Mandatory pre-lease disclosure block: federal lead-paint, § 8-211.2 flood, and § 8-220 mold-pamphlet acknowledgement.
  • Signatures of all parties.

Maryland-required disclosures

  • Federal lead-paint disclosure and EPA pamphlet for any unit built before 1978. (42 U.S.C. § 4852d; 24 C.F.R. Part 35)
  • Maryland Tenants' Bill of Rights — the most current version published by the Office of Tenant and Landlord Affairs (Maryland DHCD) must be included with the lease. (Md. Code, Real Prop. § 8-208(c)(4))
  • Security-deposit receipt — must advise the tenant of the move-in inspection right, the move-out inspection right, the 15-day tenant notice / 5-day inspection window, the 45-day itemization deadline, the 45-day return deadline, and the treble-damages remedy. (Md. Code, Real Prop. § 8-203.1(a))
  • Mandatory deposit-interest formula — greater of 1.5% per year or the 1-year U.S. Treasury yield as of the first business day of each year, accruing monthly on deposits of $50 or more held at least 6 months. (Md. Code, Real Prop. § 8-203(e)(1)–(2))
  • Flood-hazard disclosure — landlord must state whether the premises are in a FEMA 100-year floodplain and whether landlord has knowledge of prior flooding (effective October 1, 2024). (Md. Code, Real Prop. § 8-211.2)
  • Mold pamphlet acknowledgement — landlord must provide the DHCD/MDE mold pamphlet at lease signing and on tenant request, and request a tenant signature acknowledging receipt. (Md. Code, Real Prop. § 8-220)
  • Source-of-funds protection — discrimination based on welfare assistance, Section 8 vouchers, or other lawful income sources is prohibited. (Md. Code, Real Prop. § 8-208.2)
  • Tenant opportunity to purchase — applies to residential rental property with three or fewer dwelling units when the owner intends to sell; tenants with at least 6 months' occupancy receive an exclusive negotiation period. (Md. Code, Real Prop. § 8-119)

Maryland-specific workflow

  • 1-month security-deposit cap effective October 1, 2024. Md. Code, Real Prop. § 8-203(b)(1).
  • Deposit must be held in a federally insured Maryland financial-institution branch within 30 days of receipt, in an exclusive-use, interest-bearing account. Md. Code, Real Prop. § 8-203(d)(1).
  • Mandatory deposit interest accrues monthly at the greater of 1.5%/yr or the 1-year U.S. Treasury yield as of the first business day of each year, on deposits of $50 or more held at least 6 months. Md. Code, Real Prop. § 8-203(e)(1)–(2).
  • 45 days to provide an itemized statement and refund any unused deposit after the end of the tenancy. Md. Code, Real Prop. § 8-203(e)(1), (4).
  • Wrongful withholding exposes the landlord to up to treble damages of the wrongfully withheld portion plus reasonable attorney's fees. Md. Code, Real Prop. § 8-203(e)(4).
  • Move-out inspection — tenant has the right to be present if a 15-day prior certified-mail notice is given; landlord must inspect within 5 days before or after the tenant's stated move date. Md. Code, Real Prop. § 8-203(f); § 8-203.1.
  • Late fees capped at 5% of the unpaid rent for the rental period (or $3/wk capped at $12/mo for weekly tenancies). Hard statutory cap. Md. Code, Real Prop. § 8-208(d)(3).
  • 24-hour written entry notice required for non-emergency entry; permitted hours are 7:00 a.m.–7:00 p.m. Monday through Saturday, or another time agreed to in writing. Md. Code, Real Prop. § 8-221.
  • Retaliation prohibited — eviction, rent increase, or service decrease in response to tenant complaints, lawsuits, or organizing is presumptively retaliatory. Md. Code, Real Prop. § 8-208.1.
  • 30-day written notice required for a tenant to terminate a month-to-month tenancy; 60-day written notice for a landlord to terminate a month-to-month tenancy; 90-day written notice for a year-to-year tenancy. Md. Code, Real Prop. § 8-402; case law.
  • Repair-and-deduct / rent-escrow remedy available for serious defects threatening life, health, or safety. Md. Code, Real Prop. § 8-211.
  • Failure-to-pay-rent eviction proceeds through the District Court (Md. Code, Real Prop. § 8-401); self-help eviction is prohibited.
  • Holdover damages — tenant unlawfully holding over is liable for at least the apportioned rent for the holdover period. Md. Code, Real Prop. § 8-402(a).
  • Maryland Tenants' Bill of Rights — current DHCD text rendered as a final section of every BuildMyLease lease, satisfying Md. Code, Real Prop. § 8-208(c)(4).

Maryland DHCD — Office of Tenant and Landlord Affairs

How a Maryland lease is structured

  1. The document opens with parties, the Maryland county, and the rental-property address.
  2. The property-location subphase surfaces a single combined informational callout for the Montgomery County and Prince George's County overlays — naming the Montgomery 2-year offer, tenant early-termination right, and license disclosure under L.M.C. ch. 29 §§ 27–35A, and the Prince George's rent-stabilization regime.
  3. The term section identifies the arrangement as fixed-term with an end date or as a periodic tenancy with the 30-day tenant termination floor under § 8-402.
  4. The rent section sets the monthly amount, due date, accepted payment methods, and surfaces the 5% statutory late-fee cap under § 8-208(d).
  5. The security-deposit section captures the deposit amount and renders the 1-month cap, the escrow-account obligation, the deposit-interest formula verbatim from § 8-203(e), the 45-day itemized return, the treble-damages exposure, and the seven mandatory § 8-203.1(a) advisements.
  6. A dedicated Maryland-disclosures subphase surfaces the § 8-211.2 flood disclosure (FEMA 100-year + history-of-flooding) and the § 8-220 mold pamphlet acknowledgement.
  7. For 1–3 unit properties, the lease automatically renders the § 8-119 tenant opportunity-to-purchase clause.
  8. The document closes with the eviction-court-process narrative (§ 8-401), the holdover damages clause (§ 8-402), the asymmetric 30/60/90-day termination notice rule, the SCRA service-member protections, the § 8-208.2 source-of-income non-discrimination clause, and the reciprocal attorney's-fees clause — followed by the Maryland Tenants' Bill of Rights as the final required section under § 8-208(c)(4) and the parties' signatures.

BuildMyLease assembles all of this for you in a guided interview.

Free Maryland lease template vs BuildMyLease

Free Maryland lease templates are everywhere, but most predate the October 2024 reform package, miss the deposit-interest formula entirely, omit the Maryland Tenants' Bill of Rights that § 8-208(c)(4) makes mandatory, and use late-fee figures that exceed the 5% statutory cap. Here is the honest side-by-side.

Free templateBuildMyLease
Maryland Tenants' Bill of Rights inclusion (§ 8-208(c)(4))Almost universally absent. A Maryland lease that omits the Bill of Rights is non-compliant on its face.Current DHCD Bill of Rights text rendered as a final required section of every Maryland lease.
Deposit-interest formula (§ 8-203(e))Routinely missing or incorrect — many templates state a flat percentage that does not match the statutory floor.Greater-of-1.5%/yr-or-1-year-Treasury-yield language emitted verbatim from the statute, with the $50 threshold and 6-month accrual rule explicit.
5% statutory late-fee cap (§ 8-208(d)(3))Inconsistently applied. Many templates use a flat $50 or $75 fee that exceeds 5% on lower-rent units and is therefore unenforceable.Hard /review error blocks the lease when the entered late fee exceeds 5% of monthly rent.
1-month deposit cap (post-2024 reform)Many templates predate the October 2024 reform and still reference the prior 2-month ceiling — exposing landlords to treble-damages risk under § 8-203(e)(4).Hard /review error enforces the post-reform 1-month cap.
§ 8-211.2 flood disclosure (eff. Oct 1, 2024)New requirement; templates published before October 2024 do not include it.Required disclosure block on every Maryland lease with FEMA 100-year and flooding-history yes/no answers driven from the wizard.
Cost$0.$29 per document.

Who this is for

This is for

  • Maryland landlords managing 1–25 private-market units (single-family, condo, small multi-family).
  • Owners who want the post-2024-reform 1-month deposit cap, the 45-day return, the mandatory deposit-interest formula, the 5% statutory late-fee cap, and the Maryland Tenants' Bill of Rights baked in without researching each statute.
  • Landlords issuing a new fixed-term lease OR a periodic tenancy that needs the 30-day tenant termination floor under § 8-402.
  • Owners of 1–3 unit residential rental properties who want the § 8-119 tenant opportunity-to-purchase language rendered automatically.

This isn't for

  • Montgomery County landlords who need the 2-year-offer enforcement and the tenant early-termination workflow rendered as enforceable lease mechanics — those render informationally in the MVP; consult counsel for the bright-line application.
  • Prince George's County landlords subject to the local rent-stabilization regime — informational callout only; rent-cap mechanics are not encoded.
  • Senior apartment facilities subject to the § 8-217 conversion-notice regime.
  • Mobile-home park tenancies (separate Maryland statutory regime).
  • Section 8 / federally subsidized tenancies — those carry separate HAP-contract requirements that this document does not encode.
  • Premises with active mold remediation in progress — counsel review recommended before lease signing.
  • Ongoing eviction or unlawful-detainer proceedings — those require court forms, not a lease.
  • Commercial leases.

Recent Maryland guides

Plain-language explainers of the laws this lease is built around.

Guide

Frequently asked questions

What is the maximum security deposit in Maryland?

One month's rent for leases signed on or after October 1, 2024. Md. Code, Real Prop. § 8-203(b)(1). A narrow exception allows up to two months' rent when the tenant qualifies for utility assistance and pays utilities directly to the landlord under a written agreement (§ 8-203(b)(2)). BuildMyLease blocks /review when the entered deposit exceeds the 1-month ceiling.

How long does a Maryland landlord have to return a security deposit?

Within 45 days after the tenancy ends, with an itemized written statement of any deductions. Md. Code, Real Prop. § 8-203(e)(1). Wrongful withholding exposes the landlord to up to treble damages of the wrongfully withheld portion plus reasonable attorney's fees under § 8-203(e)(4).

Does Maryland require landlords to pay interest on security deposits?

Yes. Md. Code, Real Prop. § 8-203(e)(1)–(2) requires interest at the greater of 1.5% per year or the 1-year U.S. Treasury yield as of the first business day of each year, accruing monthly. Interest is owed only on deposits of $50 or more held for at least 6 months, and only for full months. BuildMyLease emits the formula text verbatim from the statute.

What is the maximum late fee a Maryland landlord can charge?

Five percent (5%) of the unpaid rent for the rental period. Md. Code, Real Prop. § 8-208(d)(3)(i). Weekly tenancies have their own micro-cap of $3 per week up to $12 per month. The 5% cap is a hard statutory ceiling — not a reasonableness standard — and BuildMyLease blocks /review when the entered fixed late fee exceeds it.

What disclosures does a Maryland lease require?

Federal lead-paint disclosure for pre-1978 housing (24 C.F.R. Part 35); the Maryland Tenants' Bill of Rights as a required section of the lease itself (§ 8-208(c)(4)); the seven security-deposit-receipt advisements (§ 8-203.1(a)); the § 8-211.2 flood-hazard disclosure (effective October 1, 2024); the § 8-220 mold pamphlet acknowledgement; the § 8-208.2 source-of-funds non-discrimination notice; and the § 8-119 tenant opportunity-to-purchase clause for 1–3 unit properties. All render automatically in your BuildMyLease lease.

How much entry notice must a Maryland landlord give?

At least 24 hours' written notice for non-emergency entry, and entry must occur between 7:00 a.m. and 7:00 p.m. Monday through Saturday (or another time agreed to in writing). Md. Code, Real Prop. § 8-221. Emergencies are excepted.

How much notice is required to terminate a month-to-month tenancy?

A tenant must give the landlord at least 30 days' written notice. A landlord must give a tenant at least 60 days' written notice for a month-to-month tenancy, or 90 days' written notice for a year-to-year tenancy. Md. Code, Real Prop. § 8-402 plus established case law. BuildMyLease enforces the 30-day floor at /review and renders the asymmetric 60/90-day landlord-direction rules in the lease text.

What is the Maryland Tenants' Bill of Rights?

A document published by the Office of Tenant and Landlord Affairs at the Maryland Department of Housing and Community Development summarizing tenant rights under Maryland law. Under § 8-208(c)(4), every written lease must include a copy of the most current version. BuildMyLease embeds the current DHCD text as a required section of every Maryland lease, refreshed annually as part of the Maryland statutory re-verification cadence.

Do Maryland tenants of small properties have a right to purchase before the landlord sells?

Yes, for residential rental properties with three or fewer dwelling units. Md. Code, Real Prop. § 8-119 gives tenants with at least six months' occupancy an exclusive negotiation period when the owner intends to sell. BuildMyLease renders the right-of-first-refusal clause automatically when the wizard's unit-count answer is 3 or fewer.

Does Maryland prohibit discrimination based on source of income?

Yes. Md. Code, Real Prop. § 8-208.2 prohibits discrimination based on welfare-assistance income, including Section 8 Housing Choice Vouchers and similar lawful sources. The federal Fair Housing Act applies as a separate overlay.