Maryland Residential Lease Agreement
Maryland's landlord–tenant rules are governed by Title 8 of the Real Property Article (Md. Code Ann., Real Prop. §§ 8-101 to 8-1006), with a major reform package taking effect October 1, 2024 that dropped the general security-deposit cap to one month's rent and added a new flood-hazard disclosure. Sitting on top of that is the Maryland Tenants' Bill of Rights, which § 8-208(c)(4) requires landlords to include with every lease — a requirement no free template embeds correctly. BuildMyLease's Maryland lease bakes all of that in alongside the mandatory deposit-interest formula (§ 8-203(e)), the 45-day itemized return with treble-damages exposure, the 5% statutory hard cap on late fees (§ 8-208(d)), the 24-hour written entry notice (§ 8-221), the mold pamphlet acknowledgement (§ 8-220), the move-out inspection workflow with the 15-day / 5-day window, and the tenant opportunity-to-purchase clause for 1–3 unit properties (§ 8-119) — plus a single combined informational callout for the Montgomery County and Prince George's County overlays.
$29.00 per generated document.
What a Maryland lease must include
Standard lease elements
- Parties and the Maryland county + street address of the rental.
- Lease term — fixed end date or a periodic (month-to-month) tenancy.
- Monthly rent amount, due date, and accepted payment methods.
- Security deposit amount with the 1-month cap enforced at /review.
- Utilities — which the landlord covers and which the tenant pays, plus the RUBS / sub-metering disclosure when applicable.
- Occupancy rules, pets, smoking, and entry procedures.
- Default, eviction-process language, and the 30-day periodic-tenancy termination floor.
- Maryland Tenants' Bill of Rights as a required final section under § 8-208(c)(4).
- Mandatory deposit-receipt disclosures — the seven advisements specified in § 8-203.1(a).
- Mandatory pre-lease disclosure block: federal lead-paint, § 8-211.2 flood, and § 8-220 mold-pamphlet acknowledgement.
- Signatures of all parties.
Maryland-required disclosures
- Federal lead-paint disclosure and EPA pamphlet for any unit built before 1978. (42 U.S.C. § 4852d; 24 C.F.R. Part 35)
- Maryland Tenants' Bill of Rights — the most current version published by the Office of Tenant and Landlord Affairs (Maryland DHCD) must be included with the lease. (Md. Code, Real Prop. § 8-208(c)(4))
- Security-deposit receipt — must advise the tenant of the move-in inspection right, the move-out inspection right, the 15-day tenant notice / 5-day inspection window, the 45-day itemization deadline, the 45-day return deadline, and the treble-damages remedy. (Md. Code, Real Prop. § 8-203.1(a))
- Mandatory deposit-interest formula — greater of 1.5% per year or the 1-year U.S. Treasury yield as of the first business day of each year, accruing monthly on deposits of $50 or more held at least 6 months. (Md. Code, Real Prop. § 8-203(e)(1)–(2))
- Flood-hazard disclosure — landlord must state whether the premises are in a FEMA 100-year floodplain and whether landlord has knowledge of prior flooding (effective October 1, 2024). (Md. Code, Real Prop. § 8-211.2)
- Mold pamphlet acknowledgement — landlord must provide the DHCD/MDE mold pamphlet at lease signing and on tenant request, and request a tenant signature acknowledging receipt. (Md. Code, Real Prop. § 8-220)
- Source-of-funds protection — discrimination based on welfare assistance, Section 8 vouchers, or other lawful income sources is prohibited. (Md. Code, Real Prop. § 8-208.2)
- Tenant opportunity to purchase — applies to residential rental property with three or fewer dwelling units when the owner intends to sell; tenants with at least 6 months' occupancy receive an exclusive negotiation period. (Md. Code, Real Prop. § 8-119)
Maryland-specific workflow
- 1-month security-deposit cap effective October 1, 2024. Md. Code, Real Prop. § 8-203(b)(1).
- Deposit must be held in a federally insured Maryland financial-institution branch within 30 days of receipt, in an exclusive-use, interest-bearing account. Md. Code, Real Prop. § 8-203(d)(1).
- Mandatory deposit interest accrues monthly at the greater of 1.5%/yr or the 1-year U.S. Treasury yield as of the first business day of each year, on deposits of $50 or more held at least 6 months. Md. Code, Real Prop. § 8-203(e)(1)–(2).
- 45 days to provide an itemized statement and refund any unused deposit after the end of the tenancy. Md. Code, Real Prop. § 8-203(e)(1), (4).
- Wrongful withholding exposes the landlord to up to treble damages of the wrongfully withheld portion plus reasonable attorney's fees. Md. Code, Real Prop. § 8-203(e)(4).
- Move-out inspection — tenant has the right to be present if a 15-day prior certified-mail notice is given; landlord must inspect within 5 days before or after the tenant's stated move date. Md. Code, Real Prop. § 8-203(f); § 8-203.1.
- Late fees capped at 5% of the unpaid rent for the rental period (or $3/wk capped at $12/mo for weekly tenancies). Hard statutory cap. Md. Code, Real Prop. § 8-208(d)(3).
- 24-hour written entry notice required for non-emergency entry; permitted hours are 7:00 a.m.–7:00 p.m. Monday through Saturday, or another time agreed to in writing. Md. Code, Real Prop. § 8-221.
- Retaliation prohibited — eviction, rent increase, or service decrease in response to tenant complaints, lawsuits, or organizing is presumptively retaliatory. Md. Code, Real Prop. § 8-208.1.
- 30-day written notice required for a tenant to terminate a month-to-month tenancy; 60-day written notice for a landlord to terminate a month-to-month tenancy; 90-day written notice for a year-to-year tenancy. Md. Code, Real Prop. § 8-402; case law.
- Repair-and-deduct / rent-escrow remedy available for serious defects threatening life, health, or safety. Md. Code, Real Prop. § 8-211.
- Failure-to-pay-rent eviction proceeds through the District Court (Md. Code, Real Prop. § 8-401); self-help eviction is prohibited.
- Holdover damages — tenant unlawfully holding over is liable for at least the apportioned rent for the holdover period. Md. Code, Real Prop. § 8-402(a).
- Maryland Tenants' Bill of Rights — current DHCD text rendered as a final section of every BuildMyLease lease, satisfying Md. Code, Real Prop. § 8-208(c)(4).
How a Maryland lease is structured
- The document opens with parties, the Maryland county, and the rental-property address.
- The property-location subphase surfaces a single combined informational callout for the Montgomery County and Prince George's County overlays — naming the Montgomery 2-year offer, tenant early-termination right, and license disclosure under L.M.C. ch. 29 §§ 27–35A, and the Prince George's rent-stabilization regime.
- The term section identifies the arrangement as fixed-term with an end date or as a periodic tenancy with the 30-day tenant termination floor under § 8-402.
- The rent section sets the monthly amount, due date, accepted payment methods, and surfaces the 5% statutory late-fee cap under § 8-208(d).
- The security-deposit section captures the deposit amount and renders the 1-month cap, the escrow-account obligation, the deposit-interest formula verbatim from § 8-203(e), the 45-day itemized return, the treble-damages exposure, and the seven mandatory § 8-203.1(a) advisements.
- A dedicated Maryland-disclosures subphase surfaces the § 8-211.2 flood disclosure (FEMA 100-year + history-of-flooding) and the § 8-220 mold pamphlet acknowledgement.
- For 1–3 unit properties, the lease automatically renders the § 8-119 tenant opportunity-to-purchase clause.
- The document closes with the eviction-court-process narrative (§ 8-401), the holdover damages clause (§ 8-402), the asymmetric 30/60/90-day termination notice rule, the SCRA service-member protections, the § 8-208.2 source-of-income non-discrimination clause, and the reciprocal attorney's-fees clause — followed by the Maryland Tenants' Bill of Rights as the final required section under § 8-208(c)(4) and the parties' signatures.
BuildMyLease assembles all of this for you in a guided interview.
Free Maryland lease template vs BuildMyLease
Free Maryland lease templates are everywhere, but most predate the October 2024 reform package, miss the deposit-interest formula entirely, omit the Maryland Tenants' Bill of Rights that § 8-208(c)(4) makes mandatory, and use late-fee figures that exceed the 5% statutory cap. Here is the honest side-by-side.
| Free template | BuildMyLease | |
|---|---|---|
| Maryland Tenants' Bill of Rights inclusion (§ 8-208(c)(4)) | Almost universally absent. A Maryland lease that omits the Bill of Rights is non-compliant on its face. | Current DHCD Bill of Rights text rendered as a final required section of every Maryland lease. |
| Deposit-interest formula (§ 8-203(e)) | Routinely missing or incorrect — many templates state a flat percentage that does not match the statutory floor. | Greater-of-1.5%/yr-or-1-year-Treasury-yield language emitted verbatim from the statute, with the $50 threshold and 6-month accrual rule explicit. |
| 5% statutory late-fee cap (§ 8-208(d)(3)) | Inconsistently applied. Many templates use a flat $50 or $75 fee that exceeds 5% on lower-rent units and is therefore unenforceable. | Hard /review error blocks the lease when the entered late fee exceeds 5% of monthly rent. |
| 1-month deposit cap (post-2024 reform) | Many templates predate the October 2024 reform and still reference the prior 2-month ceiling — exposing landlords to treble-damages risk under § 8-203(e)(4). | Hard /review error enforces the post-reform 1-month cap. |
| § 8-211.2 flood disclosure (eff. Oct 1, 2024) | New requirement; templates published before October 2024 do not include it. | Required disclosure block on every Maryland lease with FEMA 100-year and flooding-history yes/no answers driven from the wizard. |
| Cost | $0. | $29 per document. |
Who this is for
This is for
- Maryland landlords managing 1–25 private-market units (single-family, condo, small multi-family).
- Owners who want the post-2024-reform 1-month deposit cap, the 45-day return, the mandatory deposit-interest formula, the 5% statutory late-fee cap, and the Maryland Tenants' Bill of Rights baked in without researching each statute.
- Landlords issuing a new fixed-term lease OR a periodic tenancy that needs the 30-day tenant termination floor under § 8-402.
- Owners of 1–3 unit residential rental properties who want the § 8-119 tenant opportunity-to-purchase language rendered automatically.
This isn't for
- Montgomery County landlords who need the 2-year-offer enforcement and the tenant early-termination workflow rendered as enforceable lease mechanics — those render informationally in the MVP; consult counsel for the bright-line application.
- Prince George's County landlords subject to the local rent-stabilization regime — informational callout only; rent-cap mechanics are not encoded.
- Senior apartment facilities subject to the § 8-217 conversion-notice regime.
- Mobile-home park tenancies (separate Maryland statutory regime).
- Section 8 / federally subsidized tenancies — those carry separate HAP-contract requirements that this document does not encode.
- Premises with active mold remediation in progress — counsel review recommended before lease signing.
- Ongoing eviction or unlawful-detainer proceedings — those require court forms, not a lease.
- Commercial leases.
Recent Maryland guides
Plain-language explainers of the laws this lease is built around.
GuideFirst-time landlord guide
Step-by-step operating sequence: prepare unit → screen tenants → sign lease → collect funds → document move-in.
Frequently asked questions
What is the maximum security deposit in Maryland?
One month's rent for leases signed on or after October 1, 2024. Md. Code, Real Prop. § 8-203(b)(1). A narrow exception allows up to two months' rent when the tenant qualifies for utility assistance and pays utilities directly to the landlord under a written agreement (§ 8-203(b)(2)). BuildMyLease blocks /review when the entered deposit exceeds the 1-month ceiling.
How long does a Maryland landlord have to return a security deposit?
Within 45 days after the tenancy ends, with an itemized written statement of any deductions. Md. Code, Real Prop. § 8-203(e)(1). Wrongful withholding exposes the landlord to up to treble damages of the wrongfully withheld portion plus reasonable attorney's fees under § 8-203(e)(4).
Does Maryland require landlords to pay interest on security deposits?
Yes. Md. Code, Real Prop. § 8-203(e)(1)–(2) requires interest at the greater of 1.5% per year or the 1-year U.S. Treasury yield as of the first business day of each year, accruing monthly. Interest is owed only on deposits of $50 or more held for at least 6 months, and only for full months. BuildMyLease emits the formula text verbatim from the statute.
What is the maximum late fee a Maryland landlord can charge?
Five percent (5%) of the unpaid rent for the rental period. Md. Code, Real Prop. § 8-208(d)(3)(i). Weekly tenancies have their own micro-cap of $3 per week up to $12 per month. The 5% cap is a hard statutory ceiling — not a reasonableness standard — and BuildMyLease blocks /review when the entered fixed late fee exceeds it.
What disclosures does a Maryland lease require?
Federal lead-paint disclosure for pre-1978 housing (24 C.F.R. Part 35); the Maryland Tenants' Bill of Rights as a required section of the lease itself (§ 8-208(c)(4)); the seven security-deposit-receipt advisements (§ 8-203.1(a)); the § 8-211.2 flood-hazard disclosure (effective October 1, 2024); the § 8-220 mold pamphlet acknowledgement; the § 8-208.2 source-of-funds non-discrimination notice; and the § 8-119 tenant opportunity-to-purchase clause for 1–3 unit properties. All render automatically in your BuildMyLease lease.
How much entry notice must a Maryland landlord give?
At least 24 hours' written notice for non-emergency entry, and entry must occur between 7:00 a.m. and 7:00 p.m. Monday through Saturday (or another time agreed to in writing). Md. Code, Real Prop. § 8-221. Emergencies are excepted.
How much notice is required to terminate a month-to-month tenancy?
A tenant must give the landlord at least 30 days' written notice. A landlord must give a tenant at least 60 days' written notice for a month-to-month tenancy, or 90 days' written notice for a year-to-year tenancy. Md. Code, Real Prop. § 8-402 plus established case law. BuildMyLease enforces the 30-day floor at /review and renders the asymmetric 60/90-day landlord-direction rules in the lease text.
What is the Maryland Tenants' Bill of Rights?
A document published by the Office of Tenant and Landlord Affairs at the Maryland Department of Housing and Community Development summarizing tenant rights under Maryland law. Under § 8-208(c)(4), every written lease must include a copy of the most current version. BuildMyLease embeds the current DHCD text as a required section of every Maryland lease, refreshed annually as part of the Maryland statutory re-verification cadence.
Do Maryland tenants of small properties have a right to purchase before the landlord sells?
Yes, for residential rental properties with three or fewer dwelling units. Md. Code, Real Prop. § 8-119 gives tenants with at least six months' occupancy an exclusive negotiation period when the owner intends to sell. BuildMyLease renders the right-of-first-refusal clause automatically when the wizard's unit-count answer is 3 or fewer.
Does Maryland prohibit discrimination based on source of income?
Yes. Md. Code, Real Prop. § 8-208.2 prohibits discrimination based on welfare-assistance income, including Section 8 Housing Choice Vouchers and similar lawful sources. The federal Fair Housing Act applies as a separate overlay.